What Full Coverage Means for Your Vehicle Protection
Get protection that covers more than just the basics. Full coverage car insurance isn't a single policy, it’s a combination of coverage types that work together to protect your vehicle, no matter who’s at fault or what caused the damage.
Full coverage typically includes:
- Collision coverage - Pays for damage to your car after an accident, even if you caused it.
- Comprehensive coverage - Covers theft, vandalism, fire, natural disasters, falling objects, and more.
- Liability insurance - Required by law, this pays for injuries and damage you cause to others.
It’s the go-to choice for drivers who want complete protection—whether they’re driving a new car, financing a vehicle, or simply want peace of mind.
COMPARE NOWOur Partners
Get the financial help you need with the service you deserve.
Why Consider Full Coverage?
A cracked windshield, stolen car, or weather-related damage can cost thousands out of pocket. Full coverage helps you handle these risks with confidence. A cracked windshield, stolen car, or weather-related damage can cost thousands out of pocket. Full coverage helps you handle these risks with confidence.
- Protects your own vehicle: Unlike basic liability, it covers your car’s damage too.
- Ideal for newer or financed cars: Often required by lenders and leasing companies.
- Peace of mind on and off the road: You’re protected from more than just collisions.
- Covers non-accident scenarios: Like theft, fire, hail, and falling trees.
- Customizable options: Add-ons like rental reimbursement or roadside assistance are available.
If you rely on your vehicle every day, full coverage is an investment in security - not just a policy.
Car Insurance Quote Now
- Compare top-rated providers
- Save up to 40% on your auto insurance
- Instant quotes with no obligation
2 M+
Satisfied Customers
94%
People Recommend Us
100%
Free, Safe, and Secure
How to Pick the Right Full Coverage for You?
Not all full coverage plans are created equal—and what works for one driver might not work for you. That’s why finding the right policy is about more than just price. It’s about getting the protection you actually need, without paying for things you don’t.
Start by thinking about your car: Is it new? Still under finance? Worth a lot to repair or replace? These answers help guide how much coverage you should carry.
Then look at how you drive. If you’re on the road daily, live in a high-traffic area, or park outdoors, extra protection might be a smart move.
Here’s what to keep in mind as you compare plans:
- Get quotes from multiple insurers rates can vary a lot.
- Decide on a deductible that fits your budget if you ever have to file a claim.
- Check what’s included. Some policies offer extras like rental coverage or glass repair without extra cost.
A great price doesn’t matter if it’s hard to get claims paid quickly. At the end of the day, full coverage should feel like a safety net—not a burden. Take the time to find a plan that fits, and you’ll drive with a lot more peace of mind.
Ready to get started?
Not sure where to get started? Get quick advice and recommendations with our Insurance Checkup.
START NOWWhat People are Saying
The experience was not pleasant but it was very engaging. There were a lot of options to choose from when you were practically in the driver’s seat.
The platform has been incredibly easy to navigate. I like all the options for the various insurances. Thank you InsuranceQuoteLab for providing such a great service
So glad I found this company it’s saved me hundreds of dollars . It was super easy and they did all the work for me. Really prompt and competent. I wanted to find them sooner.
I was delighted to find the InsuranceQuoteLab, the Rep who attended me was very informed and friendly, and promised to spend more time searching for more affordable insurance. I had benefits relatively quickly, in no time.